Ok, im bored here, i got renewal coming up in a month (rego,ctp and comprehensive at the same time!)

Any one know the way in which AAMIs online quote system decides whether they can insure you or not.

take me for example, 21 in may, my car has zorst,air filter, lowered, hbd bodykit, hbd rims... they obviously wont insure me,

with trial and error i have concluded that they wont insure me for any "peformance modifications".... AIR CONDITIONING, ALLOY WHEELS, TINTED WINDOWS , CD/SOUND SYSTEM $800 is the only optional accessories they'll allow, and 1 "modification" which i put the body kit down.... wont allow any other mods at the same time or by them self...

So with body kit, the quote i got was $684, they've given mt 60% no claim bonus even though ive never held insurance under my name... is that right?
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