Can someone please just confirm this for me

1. ADSL is not like cable so if I have a 1500K connection, I should get 1500K connection no matter what is going on at the exchange, the town, the suburb etc

2. The only times that I shouldn't be getting full download speeds is
a. if there is another computer on my private network downloading at the same time so if I run a speedtest on my PC, it comes up slow
b. the ADSL provider has a shit service.
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