car decisions for 20k

[glider]

That's not true. lol. I sell insurance. You put the word Turbo, and then 18. You're looking at 3-4k. Something excessive. Some places won't even insure you.

heres some customer feedback for you, how about you folks take occupation into consideration? I'm 21 but I drive a truck 6 days a week, done 28,000 km since september last year yet I'm as high a risk as a uni student who cant even afford petrol (not slagging any students here off) and have to pay as much of a premium

[hilary_1987]

thats not too bad tbh... in england mention your under 25 and your instantly looking around 2000 pounds+++

Or register and insure it in your parents name add you as an occasional driver, lot cheaper than $3-4k

But I'm agreeing with everyone on the house, use the equity in your home after a couple of years to borrow the money then you'll have a house and a car

[JohnBu]

My family have previously owned one, and Ive sneaked a drive myself :P (ours was a 08 1.8 Quattro) They are a fantastic car and punch like theres no tomorrow dont be fooled by the fact its only a 1.8 the TT was far better to drive than the SSV V8 we had at the same time

You sure it was an 08 1.8 Quattro?

The last 1.8 Quattro was in like 2006 in the older shape..

[chrissn89]

That's not true. lol. I sell insurance. You put the word Turbo, and then 18. You're looking at 3-4k. Something excessive. Some places won't even insure you.

I brought my SRi-Turbo when i was 18yo, my car is fully insured with all mods declared. Its insured with AAMI and i pay $1200/a. And yes, the car and insurance is in my name fully and not my parents. The did a one day defensive driving course paid by AAMI in my astra which lowered the premium by 10%/a for 5years or until im on a Rating 1. On top of that i have also done an independent defensive driver training course.

[liam]

Whoops sorry mate, your right it was the last of the old shape. The new body came out the season after we bought ours. I was thinking about dads A4 we bought in 08 sorry!

But once again, if you want turbo you cant beat the TT

[gmonkey]

id pass on the old shape TT, they look pretty horrible now.. id rather a polo/golf or s3/a4 all have same engine in them (sure there not convertible but look much nicer)

i think now days premiums on jap imports (silvias and skylines and supras) are pretty equal to that level of money in a euro car..

[TURBOGRINS]

Get a house and start paying that off first, once you are settled in there then you can look at getting a short term personal loan for the car at a lower interest rate, once you have a decent credit rating.
Don't borrow money against your house to buy a car - cars ALWAYS depreciate in value quickly, and why would you want to buy a car and pay for it at 5% for the next 20 years - fail?
Geta a smaller loan and pay it off in a shorter timeframe as this will be more affordable longer term.
or just go splurge on a VXR - (in Arden Blue if you can find one) or even track down a Nurb special edition... mmmmm Nurb!
maybe save the responsible spending till you get older and better paid?

[hilary_1987]

....... maybe save the responsible spending till you get older and better paid?

And a manual licence